Life Insurance & Retirement Planning for First Responder

Life Insurance is Wayy Easier than You Think

We understand that everyone's requirements are unique, we will guide you in discovering a plan that suits your needs perfectly

George Owens

I can'r believe how easy it was for us to get the entire family. Approved within minutes!

Max Tanner

If you are looking for someone that care, look no further. From hello to a year later, 5 stars!

Brittany Lee

As new parents and homeowners Eddy has been exceptional with any information we need on top of providing my husband and I with an exceptional life insurance plan.

We pride ourselves in the ability to provide our customers with knowledgeable advisors and a variety of products offered.

We seek to find the right plan for our clients. We represent many companies, therefore we are able to offer different products for any client and budget

Done in 3 Easy Steps

Tell us about You

10 questions short survey

Your age, health, occupation and lifestyle will determined your rate..

Choose Date & Time

100% online

Whether is Zoom or Phone Call, stay in your pajama

Select Plan

Approved in 48 hrs or less

Some approval takes 10 minutes or less. Most in 48 hours or less

Life’s short, spend it with a peace of mind

As first responders, you selflessly serve and protect others every day. Now it's time to prioritize your own peace of mind. Life insurance offers a shield of security for you and your loved ones, ensuring your heroic legacy continues beyond the call of duty.

Take the essential step towards securing your future today – because heroes deserve a worry-free life too!

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We've made it even easier for you guys to get enrolled with your busy schedules

Get Up To $1,000,000 in 10 minutes or less. Get cover day 1!

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Compare and Save

Save up to $1,400 per year by comparing plans that fits you. We do the shopping, you save

There is No Cost or Obligation to see if we can improve your coverage, reduce your risk, and save you money!

  • 1000's of families saving money every year!

  • We shop over 20 insurance providers on your behalf

Do I need medical exam?

We only work with top-rated insurance companies that use easy application processes. They'll check your prescriptions to find the best coverage for you. Most of our partners provide quick decisions, so you can get a quote, enroll, and activate your insurance within 10 minutes without any waiting period

I have major health issues, can I still get a plan?

We work with different insurance companies that offer Guaranteed Issue Whole Life plans with coverage of up to $25,000. Whether you recently had a heart attack and want protection or are currently battling cancer, we can get you covered. Having $25,000 in coverage can be really helpful for your loved ones during difficult times

I have coverage through work, do I need one?

Yes, in most cases, work-provided group insurance is not your own policy. If you leave or lose your job, you lose the coverage. Having a separate, personal policy is crucial to guarantee benefits for your family.

For instance, we recently lost one of our colleagues to Cancer. He held onto his job for as long as he could, but when he couldn't work anymore, he had to leave and lost his benefits, including life insurance. Now, he's facing extensive Cancer treatments.With our plan, things could have been different.

He would have received a check to cover half of his policy, helping with medical bills and daily expenses. After his passing, his wife would have received the other 50% as a death benefit. That's why having your own policy is essential.

I see you posted Infinite Banking on your social, what is that?

Infinite banking, also known as "Becoming Your Own Banker," is a concept where individuals use specially designed whole life insurance policies to create a personal banking system. With infinite banking, you contribute premiums to the policy, which then builds cash value over time.

You can borrow against this cash value to finance various needs, such as investments, large purchases, or emergencies, all while your policy continues to grow.The main idea is to have more control over your finances, bypassing traditional banks and lenders for loans, and directing interest payments back into your policy.

This strategy aims to promote financial flexibility, growth, and potential tax advantages. However, it requires careful planning and understanding of how whole life insurance policies work, making it essential to work with a knowledgeable financial advisor

What is mortgage protection?

Mortgage protection insurance is a type of life insurance that provides financial security for homeowners and their families in the event of the policyholder's death. The primary purpose of this insurance is to ensure that the mortgage on the insured's home is paid off or covered in case of their untimely passing.

If the policyholder dies while the mortgage protection insurance is in force, the insurance company will pay a death benefit to the beneficiaries designated by the policyholder. The beneficiaries can then use the proceeds to pay off the outstanding mortgage balance, preventing the risk of foreclosure or financial hardship for the family left behind.Mortgage protection insurance can be beneficial for homeowners who want to protect their loved ones from the burden of mortgage payments in the event of their passing.

It provides peace of mind knowing that the family home will be secure, even if the primary breadwinner is no longer there to support them financially

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